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Download Rufilo APK

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The description about Download Rufilo APK

Credit line range from Rs 5000 to Rs 25,000 depending on your credit profile. APR ranging from 14% - 28% for a tenure of 3 months to 24 months.

Example: If a salaried professional has availed an instant credit line of Rs.10,000. The total processing fee is ~8%. The interest rate is 18% p.a. And for a tenure of 3 months, amount payable is Rs. 10,450. The APR of the loan will be 27.54%.


Introducing Rufilo – India’s first SMaRT credit card discovery and instant credit line based personal loan platform.

Helping young professionals and self-employed entrepreneurs attain financial stability by getting access to the credit offered by the leading banks and non-banking financial institutions (NBFCs) is our primary objective.

Our Products:

SMaRT Credit Card Discovery:

Smart-Match-and-Responsibility-Tracker (SMaRT) is our unique offering for the next-gen billion Indian consumers and self-employed / small business owners who are underserved by the banking system but have superior capabilities to build a strong credit profile by availing the right credit card.

1. Smart Match: Finding the best credit card is part art, part science. By asking the right questions, we match the credit cards that not only meet your current needs but also your future

2. Responsibility Tracker: The credit card providers look for customers who exhibit good responsibility in their credit usage. Therefore, our advanced big-data driven capabilities will help us increase your chance for successful application.

Quick Cash - Instant Credit Line:

In order to build your credit score for a successful match, Rufilo offers an instant credit line based personal loan with 24 months validity. QuickCash delivers the fastest approval experience. We offer 100% AI-driven digital KYC and lending capabilities to you

The credit line is offered up to Rs.25,000. Once your credit line is approved, you can request to transfer the amount into your account in just 5 minutes!

APR Examples:

1. A low risk customer getting a salary of above Rs. 15,000 can avail personal loan of ₹50,000 at an interest rate of 22%, processing fee of ₹1,250 for a period of 12 months and onboarding fees of ₹350. This would translate to an APR 25.2%.

2. A self-employed professional with income of above Rs. 20,000 can avail personal loan of Rs. 20,000 @ 16% interest p.a., Tenure of 6 months, Processing fee: Rs. 300. EMI amount: Rs. 3490/month. APR: 21.33%.

* Fees, tenure and interest rate may vary depending upon the customer profile. Tenure varies from 3 months to 24 months

Eligibility Criteria:

• Minimum age - 21 years
• Minimum income Rs.12,000 for salaried & Rs. 15,000 for self-employed


Rufilo app is 100% digital and therefore, we don’t require any physical documents! All you have to do is enter your PAN Card number, upload a digital photocopy of your Aadhaar Card, and click a selfie for your documentation process!


• Instant credit line with 100% digital approval
• Instant verification and speedy disbursement
• Multiple repayment options (e.g.: Debit card, Net banking, UPI, Payment Wallets, etc.)
• Manage credit card spends

Privacy & Security:

The privacy of our customer’s information is of utmost importance to us. Therefore, transactions made via Rufilo are 100% secure via 256-bit SSL encryption

Get in Touch:

Customer Care Number: 022-48913684
Email: [email protected]
Address: 10A/2, Plot – 9A/9B, New Sion CHS, Swami Vallabhdas Marg, Sindhi Colony, Sion, Mumbai – 400022

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Android 4.4+
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